Apply for Auto Financing in Tacoma & Puyallup, WA

Buyer
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Personal Information

First Name *

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Last Name *

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Email *

Please enter your Email

Cell Phone *

Please enter your Cell Phone

Home Phone (Optional)

Date of Birth

SSN

Driver's License Number

Driver's License State

Driver's License Issue Date

Driver's License Expiry Date

Residential Information

Street Address *

Please enter your Street Address

City *

Please enter your City

State *

Please select your State

Zip Code *

Please enter your Zip Code

Housing Type *

Please select your Housing Type

Monthly Rent/Mortgage Amount *

Please enter your Rent/Mortgage Amount

Years at Address *

Please select your Years at Address

Please select your Months at Address

Add Previous Address

Previous Address

Street Address

City

State

Zip Code

Housing Type

Monthly Rent/Mortgage Amount

Years at Address

Employment Information

Employer Name

Title/Position

Employer Phone Number

Monthly Gross Income

Years at Job

Add Previous Employment

Previous Employment

Employer Name

Title/Position

Employer Phone Number

Monthly Gross Income

Years at Job

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I, the undersigned, (a) for the purpose of securing credit, certify that the below representations to be correct; (b) authorize financial institutions, as they consider necessary and appropriate, to obtain consumer credit reports on me periodically and to gather employment history, and (c) understand that we, or any financial institution to whom this application is submitted, will retain this application whether or not it is approved, and that it is the applicant's responsibility to notify the creditor of any change of name, address, or employment. We and any financial institution to whom this application is submitted, may share certain non-public personal information about you with your authorization or as provided by law.

By submitting this request, I accept the Privacy Policy

Instant Approval. 0% Interest. No Credit Check Required.

Are you ready to drive off in a reliable car but worried about bad credit or a lack of credit history? At Tacoma Auto Exchange, we’re redefining the car buying experience in Tacoma and Puyallup, WA with our flexible Buy Here Pay Here (BHPH) financing program. With no credit check, 0% interest loans, and low down payment options, getting approved is faster and easier than ever.

Stress-Free Car Financing, Designed for You

Whether you’ve faced financial setbacks or are simply looking for a smarter way to finance your next vehicle, Tacoma Auto Exchange has a solution tailored to your needs.

Our in-house financing application process is simple, quick, and built on trust—not your credit score.

What You’ll Get With Our BHPH Program:

0% Interest Auto Loans – Pay only the vehicle price. No added interest.
Low Down Payments Starting at $700 – Begin your journey with less upfront cash.
No Credit Check Required – Get approved regardless of your credit history.
Fast Loan Payoff – Own your vehicle in as little as 12 months.
Respectful, No-Pressure Buying Experience – We’re here to help, not hassle.

Who Qualifies for Our Car Financing Program?

Our program is built for people from all walks of life:

First-time car buyers
People with bad credit or no credit history
Recent graduates or self-employed individuals
Those turned down by banks or traditional lenders

We understand life happens. That’s why we keep our requirements simple, transparent, and customer-first.

Why Choose Tacoma Auto Exchange?

When you’re searching for Buy Here Pay Here dealerships in Tacoma, WA or bad credit car financing in Puyallup, you’ll find that Tacoma Auto Exchange stands out for:

Unbeatable Savings – Avoid high APRs (20.9% – 29%) with our 0% interest loans.
Reliable Vehicles – Handpicked inventory that combines quality with affordability.
Customer-Centered Service – We treat every customer with the respect they deserve.
Local Convenience – Proudly serving Tacoma, Puyallup, Lakewood, Spanaway, and nearby Pierce County communities.

Apply Today and Drive Away Tomorrow

Ready to get approved? Our online Financing Application takes just a few minutes. Whether you’re buying your first car, upgrading your ride, or need a second vehicle for your family, Tacoma Auto Exchange is here to get you behind the wheel—quickly and affordably.